DOLLAR TREE has an automatic surcharge that can add up if customers aren't paying attention to their limits.

The discount retailer allows shoppers to sign up for a Green Dot debit card.

Shoppers choose to open an account because benefits can include no monthly fees on qualifying direct deposits, cash back, overdraft protection, and free ATM withdrawal.

Keep in mind that consumers can use these to make purchases – but keep in mind that they aren't gift cards.

Some options customers can sign up for include the Green Dot Visa Debit Card, Cash Back Visa Debit Card, and GO2bank Visa Debit Card.

But regardless of which one you choose, keep in mind that there are a ton of fees that could add up that you need to be aware of.

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For example, cardholders are slapped with a $1 "reload fee" for every $75 that is reloaded.

OTHER FEES

Along with reload fees, there are other surcharges that you can be subject to using a Green Dot card.

Some cards including the GO2bank Visa and the Green Dot Visa require a minimum direct depot amount to avoid a monthly fee.

The automatic surcharges range from $5 to $7.95 per month respectively.